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Debt & Credit

How to Use Your Raise to Knock Out Existing Debt!

Getting a raise at work is cause for celebration. Hard work, perseverance, and perhaps even the right timing have rewarded you with increased earnings. However,

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July 24, 2024
A notebook with the words "TIME TO NEGOTIATE" printed in bold, black letters, accompanied by a black pen—perfect for strategizing how to negotiate better rates on loans.
Debt & Credit

How to Negotiate Better Rates on Loans and Credit Cards

Negotiating better rates on loans and credit cards isn’t impossible. In fact, with the right approach, it’s entirely achievable. Learning how to negotiate better rates

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June 30, 2024
A stick figure sprints downhill, pursued by three large rocks labeled "DEBT," resembling an avalanche hurtling toward them.
Debt & Credit

Avalanche vs. Snowball: A Simple Guide To Beating Debt

Are you overwhelmed by multiple debts and unsure of how to tackle them? If so, you’re not alone—many struggle with managing different debts, each with

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June 18, 2024
A man and woman are seated at a desk, looking at documents. A computer monitor displaying spreadsheets is on the desk along with various office supplies as they seek financial advice, showing concern that their payments exceed income.
Debt & Credit

Payments Exceed Income? What do I do now?

Financial challenges can be overwhelming, particularly when your monthly payments exceed income. This situation can make you feel helpless and lost, but it’s critical to

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May 29, 2024
Colorful credit scores truth gauge ranging from poor to excellent with values from 300 to 850, labeled for each category, needle pointing at "good".
Debt & Credit

Credit Scores: Busting Myths and The Truth About Them

Understanding credit scores can be complex, especially with the myriad of myths surrounding what affects your score. As a high school graduate stepping into financial

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May 9, 2024
3d illustration of a figure in a suit shackled to the large red word "debt" symbolizing how to cope with financial burden.
Debt & Credit

Are You In A Debt Crisis? Here’s How To Cope

Debt is a reality for many. Most individuals will face the burden of debt at some point, whether through loans, credit cards, or mortgages. However,

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April 13, 2024
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