
The Habit Gap: Read My New Money Book Before Itâs Published
Most of us have experienced The Habit Gap with money, even if we’ve never given it a name. We know we should save more. We know too much debt can hold
Financial education explained in plain language for everyday life. Explore simple explanations of budgeting, banking, credit, investing, financial terms, and money concepts designed to help you feel more confident and informed about your financial decisions.

Most of us have experienced The Habit Gap with money, even if we’ve never given it a name. We know we should save more. We know too much debt can hold

Most schools still don’t teach money basics. Here are 5 money lessons every kid should know before 18 â and how to start teaching them today.

Today’s money habits are often treated as a math problem. Spend less than you earn, save for the future, and avoid unnecessary debt. While those are important principles, they overlook

Have you ever had financial conversations where someone mentioned inflation, the Federal Reserve, ETFs, or credit scores, and everyone around you nodded as if the meaning was obvious? You’re not

Have you ever found yourself listening to money conversations about inflation, interest rates, the Federal Reserve, or investing and quietly hoped no one would ask for your opinion? If so,

Have you ever earned more money, expected life to feel easier, and then wondered where the extra income went? That is often lifestyle creep at work. It happens when spending