Two hands hold a cardboard sign that reads “FRUGAL LIVING TIPS” in front of a blurred urban background, hinting at the journey towards a happier life through mindful spending.

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Two hands hold a cardboard sign that reads "FRUGAL LIVING TIPS" in front of a blurred urban background, hinting at the journey towards a happier life through mindful spending.

Two hands hold a cardboard sign that reads “FRUGAL LIVING TIPS” in front of a blurred urban background, hinting at the journey towards a happier life through mindful spending.