Tom Rooney

I'm someone who was inspired by the large number of individuals struggling with basic money skills, which led me to create a website called (Money Habits For Me) at moneyhabitsforme.com.

Graduates in caps and gowns celebrate the culmination of their higher education by throwing their caps into the air.

Higher Education Costs: What You Need to Know

Understanding real higher education costs is a crucial step toward planning for a successful academic journey. It allows you to make informed decisions and adequately prepare for the financial commitments associated with pursuing higher education. In this blog post, we’ll delve deep into this topic and offer practical tips on how to manage these costs […]

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A smartphone screen displays a green "Eco-Friendly" stamp with stars and circular text. A finger points to the screen, highlighting the importance of sustainable choices.

Eco-Friendly Budgeting Made Simple and Green For You

In a world increasingly conscious about environmental sustainability, “Eco-Friendly Budgeting” has become more than a trend—it’s necessary. By merging financial prudence with eco-conscious living, you can save money and help save the planet simultaneously. This comprehensive guide will break down the key strategies and tips for effective eco-friendly budgeting, ensuring it is accessible to all.

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Better Budgeting For You: Practical Tips and Tools

Better budgeting is the cornerstone of financial well-being, empowering you to take control of your finances and achieve your financial goals. In “Better Budgeting For You: Practical Tips & Tools,” we dive into various effective strategies and user-friendly tools designed to simplify budgeting. From setting realistic limits to tracking your spending in real time, this

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A notebook with the words "TIME TO NEGOTIATE" printed in bold, black letters, accompanied by a black pen—perfect for strategizing how to negotiate better rates on loans.

How to Negotiate Better Rates on Loans and Credit Cards

Negotiating better rates on loans and credit cards isn’t impossible. In fact, with the right approach, it’s entirely achievable. Learning how to negotiate better rates can save you significantly if you spend more than you’d like on interest payments. This blog post aims to guide you through the steps to negotiate better rates, making your

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A person in a white coat smiles while holding multiple shopping bags in a clothing store, embracing the delights of impulsive spending. Various sale and recruitment signs are visible in the background, hinting at the excitement that costs money.

Impulsive Spending: It Costs More Than Just Money

Impulsive spending is a common problem that many people face. It can lead to financial strain, stress, and even long-term economic consequences. Understanding the psychological factors behind impulsive spending can help you manage it more effectively. In this blog post, we’ll explore the psychological triggers for impulse spending and provide strategies to help you control

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