Text reads "Money Habits For Me" with an orange line and piggy bank icon below the text, highlighting simple personal finance tips on a clean white background.

Hi, I’m Tom Rooney, founder of Money Habits For Me.

I created this site to help make personal finance easier to understand for everyday people who are tired of confusing advice, financial jargon, and unrealistic promises about money.

Over the years, I’ve seen how many people struggle with budgeting, debt, credit, saving, and investing simply because nobody ever explained these topics in plain language. Money Habits For Me was built to change that.

My approach is simple: practical financial education for real life.

 Here you’ll find straightforward discussions about money habits, budgeting, debt management, credit, saving, and financial decision-making without unnecessary complexity. The goal is not perfection. It’s helping people feel more informed, more confident, and more in control of their financial future one step at a time.

I’m also the author of Understanding Money – A Beginner’s Guide to Personal Finance and Financial Terms People Pretend to Understand: How to Follow Money Conversations Without Feeling Left Behind, books designed to explain financial concepts in practical, easy-to-understand language for everyday readers.

Smiling senior man in a navy blazer sits at a desk with financial books, a notebook, and a whiteboard listing focus areas like budgeting and saving.

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