Tom Rooney

I'm someone who was inspired by the large number of individuals struggling with basic money skills, which led me to create a website called (Money Habits For Me) at moneyhabitsforme.com.

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Scammers Alert: How to Protect Your Money Today

In today’s digital age, scammers have become increasingly sophisticated in their methods of deception. From phishing emails to phone scams, the ploy to separate you from your hard-earned money can take many forms. Recognizing these scams and knowing how to respond is crucial to protecting your finances and personal information. It’s important to remember that

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The Psychological Effects of Debt and How to Overcome Them

Debt, a looming specter over the financial well-being of countless individuals, extends its reach beyond mere numbers on a balance sheet. The intricate relationship between debt and mental health is a multifaceted issue that affects people from all walks of life. The implications can be profound, whether it’s student loans, credit card debt, mortgages, or

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Close-up of a golden Bitcoin coin, displaying the Bitcoin symbol and intricate design details. The metallic surface reflects light, emphasizing the coin's detailed engravings, emblematic of our shift towards a cashless world powered by digital currencies.

Embracing Digital Currencies in a Cashless World

The world is rapidly moving towards a cashless future. From the rise of online banking to the convenience of mobile payments, traditional cash transactions are becoming less common. In this transition, digital currencies are playing an increasingly important role. Let’s explore the various aspects of digital currencies and how they are reshaping our financial landscape.

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A smartphone screen displays a green "Eco-Friendly" stamp with stars and circular text. A finger points to the screen, highlighting the importance of sustainable choices.

Eco-Friendly Budgeting Made Simple and Green For You

In a world increasingly conscious about environmental sustainability, “Eco-Friendly Budgeting” has become more than a trend—it’s necessary. By merging financial prudence with eco-conscious living, you can save money and help save the planet simultaneously. This comprehensive guide will break down the key strategies and tips for effective eco-friendly budgeting, ensuring it is accessible to all.

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Better Budgeting For You: Practical Tips and Tools

Better budgeting is the cornerstone of financial well-being, empowering you to take control of your finances and achieve your financial goals. In “Better Budgeting For You: Practical Tips & Tools,” we dive into various effective strategies and user-friendly tools designed to simplify budgeting. From setting realistic limits to tracking your spending in real time, this

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