Let’s face it: debt can be overwhelming. Staring at a bank statement that reads more like the GDP of a small nation than my actual balance is not fun at all. It’s a slow-motion car crash—you know it’s going to hurt, and yet you can’t look away. You brace yourself, but the impact still hits hard. That four-letter word has a way of keeping you up at night, making you sweat during the day, and casting a gloomy shadow over your financial future. Lately, that shadow has turned into a hurricane. So, how did I find myself in this situation? That’s a question I’ve been pondering a lot. Let’s unpack this mess together, shall we? Whether you’re navigating your debt challenges or just curious about my journey, grab a coffee (or something more substantial—I won’t judge), and let’s wade through this financial swamp. The Potholes on the Road to Debt-ville: Honestly, there wasn’t one catastrophic event that plunged me into a debt abyss. It was more like a series of seemingly small, insignificant potholes that, over time, eroded my financial foundation. Think of it like water dripping: eventually, it wears down a stone. That’s me, the stone. So, What Now?