Person clutching an open, empty wallet, with “Tight on Cash” text and a Santa emoji hovering above. It’s a snapshot of the holiday season’s financial pinch that many feel, hoping they can somehow win at managing expenses amidst the celebrations.

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Person clutching an open, empty wallet, with "Tight on Cash" text and a Santa emoji hovering above. It's a snapshot of the holiday season's financial pinch that many feel, hoping they can somehow win at managing expenses amidst the celebrations.

Person clutching an open, empty wallet, with “Tight on Cash” text and a Santa emoji hovering above. It’s a snapshot of the holiday season’s financial pinch that many feel, hoping they can somehow win at managing expenses amidst the celebrations.